Goddess Lakshmi is supposed as the Goddess of Wealth in our scriptures.
You are feeling me quite confused my dear friend!
Do not get confused between Lord Kubera and Goddess Lakshmi.
Both are related to wealth and both are completely different.
Lord Kubera is just like a manager whereas She is the deity of the wealth.
Who got their dreams fulfilled?
There are many examples in our scriptures where people who worship Goddess Lakshmi got every wish of theirs fulfilled.
Although Goddess is not very easy to please but once you please her, she makes all your dreams come true.
Before starting the practice, invite the Lakshmi Devi by reciting this Mantra-
ambe ambike ambalike namanayati kaschan
sa satsya kaschakah subhadrikaam kampiilvasinim
hemadri tanayam devim vardaam Shankar priy
lambodarasya jannim gauriim aawahayamyaham
I pay my respect to the Goddess Lakshmi who is known as Ambika and Ambalika. I invite the Goddess Gauri who is the mother of Lord Ganesha, who pleases Lord Shiva and whose body is just like snow.
Choose the main Lakshmi Mantra
You need to choose one of these Mantras. These Mantras are effective in same way but their conditions are different. So choose the one which suits you best-
If you are passing through financial crisis and lots of problems are arising, then you need to recite this lakshmi mantra-
lakshmi mantras meaning
If you are in a good condition but you are willing to worship Mother Lakshmi to keep her blessings on you then you need to worship by this Lakshmi Mantra
mantra of goddess lakshmi
Start practicing the Mantra
Recite any of these Mantras one hundred and eight times. You can do it in multiple of that too.
Always have faith and reverence in your mind while doing this practice or after the practice is complete. Offer her goods which are offered generally. Try to offer her sweets of yellow color.
Say her Thanks
Now it is the time when you should pay respect to the Mother Lakshmi for accepting your worship. Pay your respect by reciting this Mantra-
twam vashnavi shaktiranant viryah
vishwasya vijam parimasi maya
sammohitam devi samastmetad
twam vai prasanna bhuvi mukti hetu
O Mother Lakshmi you are the vaishnawi shakti having infinite power. You are the seed of the world’s origin and you are the maya (illusion) who is distracting people. Everybody is pleased with you. Please be happy and give me blessings.
The things you should keep in mind while chanting
The things you should keep in mind while chanting Lakshmi Mantra
Avoid using a Black color as much as possible.
Prefer yellow clothes. Wearing yellow clothes at the time of practice is going to benefit you a lot.
Mother Lakshmi likes Lotus very much, so it is good if you manage to offer some lotus flowers while worshiping Goddess Lakshmi.
While dressing the murti (idol) prefer Red or yellow color clothes.
Do not forget to worship Lord Ganesha before starting the practice.
Offer rice after coloring it yellow. Do not use any chemicals for this purpose. You can do so by using turmeric.
I hope that this practice will open the doors of many new successes for you my friends!
All the very best for your spiritual journey